The Complete Guide to Renting a Car: How to Find the Right Rental at the Right Price
by Randy CottengainWhether you're traveling for vacation, heading out on a business trip, waiting for your vehicle to be repaired, or simply need temporary transportation, renting a car can give you the freedom to travel on your own schedule.
But choosing a rental car isn't always as simple as picking the cheapest daily rate.
Taxes, fees, mileage policies, fuel requirements, insurance options, vehicle size, pickup locations and return requirements can all affect what you ultimately pay.
Here's how to approach the process.
Why Rent a Car?
There are plenty of reasons someone might need a rental vehicle.
Your Vehicle Is Being Repaired
A rental can keep you working, shopping, commuting and handling everyday responsibilities while your personal vehicle is in the shop.
You're Traveling
A rental car gives you more flexibility than relying exclusively on taxis, rideshare services or public transportation.
You're Flying
Picking up a rental at or near the airport can allow you to immediately continue your trip after landing.
You're Taking a Road Trip
A rental can make sense when you want to put miles on a different vehicle instead of your own.
You Need a Different Type of Vehicle
Maybe your normal car is a compact sedan but you're traveling with six people and luggage. Renting an SUV or minivan temporarily may be more practical.
Don't Automatically Choose the Cheapest Rental
One of the biggest mistakes people make is searching for the lowest advertised daily rate and immediately booking it.
A rental advertised at $35 per day doesn't necessarily mean your final bill will be $35 per day.
Before booking, look at:
- Base rental rate
- Taxes
- Facility fees
- Mileage restrictions
- Fuel policy
- Additional-driver fees
- Young-driver fees
- Optional protection products
- One-way charges
- Pickup and return locations
- Deposit or authorization requirements
The final price is what matters.
Choose the Vehicle Based on Your Trip
The right rental isn't necessarily the largest or most luxurious vehicle.
Economy Cars
An economy car can make sense for one or two travelers who don't have much luggage.
They're particularly useful for:
- Short trips
- Business travel
- City driving
- Budget-conscious travelers
Midsize Cars
A midsize sedan can provide a useful balance between passenger space, trunk capacity and rental cost.
It's often a good choice for couples or small families.
SUVs
An SUV becomes more attractive when you're carrying several passengers, luggage or equipment.
They're also popular for longer road trips where additional interior and cargo space can make the journey more comfortable.
Minivans
For larger families, a minivan can be difficult to beat for passenger and cargo capacity.
Pickup Trucks and Cargo Vans
If you're moving furniture, transporting equipment or handling a project, consider whether you actually need a passenger vehicle at all.
A pickup or cargo van may be the more appropriate rental.
Airport Rental vs. Neighborhood Rental
If you're flying, picking up your rental at the airport can be extremely convenient.
You get off the plane, collect your luggage and head to the rental facility.
However, airport convenience doesn't automatically mean airport pricing is the best deal.
If you're staying in a particular city, compare the airport location with nearby neighborhood rental branches.
Sometimes the difference in the total cost can make the extra transportation worthwhile.
How to Save Money on a Rental Car
You don't necessarily have to sacrifice convenience to lower your rental cost.
Compare Multiple Companies
Don't stop at the first familiar rental company.
Compare several providers for your exact dates.
Compare Different Pickup Locations
Check airport and neighborhood locations when practical.
Don't Rent More Car Than You Need
If you're traveling alone, you probably don't need a seven-passenger SUV.
Check the Fuel Policy
Understand whether you're expected to return the vehicle with a full tank and how the company handles refueling.
Watch the Rental Period
Sometimes changing the pickup or return time by a few hours can affect the rate or even the rental day calculation.
Check Mileage Terms
Especially important for longer road trips.
A seemingly inexpensive rental may become less attractive if it has restrictive mileage terms.
Should You Buy Rental-Car Insurance?
This is an area where you should slow down and understand what you're actually being offered.
Rental companies may offer different types of protection, and your existing auto insurance or credit-card benefits may provide some coverage depending on your circumstances and policy.
Don't assume you're covered.
But also don't automatically purchase every protection product offered at the counter without understanding what it covers.
Before your trip, check:
- Your personal auto insurance policy
- Your credit-card rental benefits
- The rental company's protection options
- Deductibles and exclusions
- Whether coverage applies to your specific rental vehicle
If you're uncertain about your coverage, speak with your insurance provider.
Inspect the Vehicle Before You Leave
This is one of the simplest things you can do to protect yourself.
Before driving away, walk around the entire vehicle.
Take pictures or video of:
- Front bumper
- Rear bumper
- Driver's side
- Passenger side
- Wheels
- Windshield
- Mirrors
- Existing scratches
- Existing dents
- Interior
- Dashboard
- Fuel gauge
- Odometer
If you notice existing damage, make sure it's documented by the rental company.
Don't assume someone else already recorded it.
Keep your photos until after the rental has been closed out.
Check the Rental Agreement
Before leaving the lot, make sure you know:
When is the vehicle due back?
Where does it need to be returned?
What fuel level is required?
Are there mileage restrictions?
Who is authorized to drive?
What happens if you're late returning it?
Are there additional fees for changing the reservation?
Five minutes spent reading the agreement can prevent an unpleasant surprise later.
Returning the Rental Car
The rental doesn't end when you pull into the return lot.
Follow the company's return instructions carefully.
If you're required to refuel, do it according to the rental agreement.
Take another series of photographs showing:
- Fuel level
- Odometer
- Exterior condition
- Interior condition
- Where the vehicle was parked
If possible, retain your fuel receipt and rental documentation.
This gives you a record of the vehicle's condition when you returned it.
Renting a Car for a Road Trip
Road trips require a little more planning.
Before booking, estimate your expected mileage.
Then consider:
How many people are traveling?
How much luggage will you have?
How many miles will you drive?
Will you cross state lines?
Where will you return the vehicle?
Are you returning it to the same location?
For a long trip, comfort and reliability can be just as important as the rental rate.
Saving $50 on the rental isn't necessarily worthwhile if everyone spends ten hours crammed into a vehicle that's too small.
Veteran Tough Take 🇺🇸
Here's my approach to renting a car:
Don't shop for the cheapest car. Shop for the best overall deal.
There's a difference.
I'd compare at least several vehicles and several pickup locations when practical.
Then I'd look at the total cost.
If one vehicle costs a little more but gives me substantially more room, has a better pickup location and fits my trip better, I'd probably take it.
And before I leave the rental lot?
I'm taking pictures.
It's five minutes of work that can potentially save a whole lot of aggravation.
Frequently Asked Questions About Car Rentals
How far in advance should I reserve a rental car?
For ordinary travel, booking ahead can give you more opportunity to compare vehicle classes and prices. For holidays, major events and busy travel periods, reserving earlier is generally more important.
Is it cheaper to rent a car at the airport?
Not necessarily. Airport locations can be convenient, but travelers should compare the total cost with neighborhood locations.
What size rental car should I get?
Choose based on passenger count, luggage, driving distance and your overall itinerary. Don't pay for a larger vehicle unless you actually need it.
Can I rent a car if my own vehicle is being repaired?
Yes. Temporary rentals are commonly used when someone's personal vehicle is unavailable, although eligibility and insurance arrangements depend on the rental company and your circumstances.
Should I inspect a rental car before driving it?
Absolutely. Photograph the vehicle and document existing damage before leaving the rental location.
Can someone else drive my rental car?
Usually, additional drivers must be properly authorized under the rental agreement. Requirements and fees vary by company and location.
Ready to Find Your Rental?
Whether you're planning a vacation, business trip, road trip or simply need temporary transportation, comparing your options before booking can help you find a vehicle that actually fits your needs.
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